By trade I am an e-commerce consultant and developer. Basically that means that I teach and help clients make money on the internet. Doing this gives me a unique perspective on some of the financial ins and outs of small, medium and large businesses--particularly when it comes to businesses involved with firearms.
CJN Casting is a small business making competition grade, hard-cast bullets for reloading. The owner, Carl Nill, does a great job and is really focused on customer service and offers more than competitive pricing. At the same time, his website at www.cjncasting.com is dated and lacking some of the more modern and expected features in an e-commerce website. So, I offered to help him redo it.
A few weeks later... new website ready to launch... new features in place...shipping and inventory system ready to roll...all that has yet to be done is to set up the new merchant account.
I'm sorry, Sir. But I'm afraid we cannot do business with your company.
Why is that?
Because your industry is firearms.
No, it isn't. The business makes little reshaped pieces of lead alloy.
You make bullets.
The actual projectiles, yes, but not the completed bullet cartridges. This product cannot be used without first going through an additional manufacturing process.
Regardless, Sir. It's not us...really... it's the banks. They refuse to do business with anyone who produces anything to do with firearms.
Can I quote you on that?
Undaunted, I proceed to contact another payment processing company. And another. And another. Finally we get one who is willing to take the application. Success, right?
Whoops! Sorry. You're a bullet maker. We can't process your transactions.
Tell me which banks are stating that so I can write about them.
Can't do that, Sir.
So, there's nothing you can do?
Well... we might be able to push this through since you don't sell actual guns... but it will cost an entire percentage point more per transaction, plus an additional monthly fee.
So what you're telling me is that the banks who "morally reject" doing business with any part of the firearms industry will reconsider their moral position in exchange for more money?
Yeah, that's what I thought. Never mind. I'll remember this conversation when there's a Republican in the White House.
Now I was able to get Carl a solution to the payment processor problem and the setup is currently moving forward. More than likely his website will be chugging along with a gun-friendly payment processor and all with be right again for his little bullet business, but what a process in getting there--and he doesn't even sell guns!
We had better wake up when it comes to who we elect to put pressure on the IRS and the DOJ, who puts pressures on the banks, and so on, and so on...
Carl's new website should be up and running by Mid-April. I'll tell you more about it when it does.
This Jew Shoots Guns... Does that mean my bank account is unwanted business by most banks? Sure looks that way.